Cost Of Living & Real Estate

Cost of Living: Budgeting and Expenses in Our Community

The cost of living index in Marble Falls is 100, matching the national average but remaining approximately 8% higher than the Texas state average. This balance makes the town a competitive option for individuals seeking a reasonable cost structure while enjoying the perks of a small-town lifestyle.

Housing
Housing costs in Marble Falls reflect its desirable location and amenities. The median home value is approximately $218,100, which is 18.1% above the national average. Renting is more affordable, with a two-bedroom apartment averaging around $1,230 per month—about 14% less than the national average. The real estate market is vibrant and offers diverse housing options, from family homes near Lake Marble Falls to sprawling Hill Country properties.

Utilities and Groceries
Utility costs in Marble Falls are about 10% higher than the national average, while grocery prices are 9% lower, providing a cost-saving advantage in day-to-day living expenses.

Taxes
Texas’s absence of a state income tax makes Marble Falls particularly appealing for high-earning professionals, including physicians. Combined with moderate property taxes, this tax-friendly environment supports long-term financial planning and investment.

Healthcare Affordability
Healthcare costs in Marble Falls are competitive, supported by the presence of Baylor Scott & White Medical Center and other local facilities. The availability of quality healthcare at accessible rates enhances the overall appeal of the area.

Comparing Nearby Cities
When compared to larger urban centers like Austin, which is 40 miles to the east, Marble Falls offers a more affordable lifestyle, particularly in housing. This affordability is a key draw for those who want to enjoy the amenities of a major city while living in a more cost-effective and peaceful setting.

Marble Falls’ cost of living combines reasonable expenses with access to excellent amenities and services, making it an ideal choice for those seeking both financial prudence and a high quality of life. 

$747,000

4 bed | 3.5 bath | 3,317sqft

302 Columbine St, Meadowlakes, TX 78654

$975,000

5 bed | 4 bath | 3,148sqft

125 Cardinal, Horseshoe Bay, TX 78657

$1,200,000

3 bed | 3.5 bath | 2,018sqft

306 Fire Dance, Horseshoe Bay, TX 78657

Finding Your Place: Homes and Properties

The real estate market in Marble Falls reflects the town’s unique position as a desirable Hill Country destination with scenic beauty, community charm, and proximity to Austin. From cozy starter homes to luxurious lakeside properties, the area offers a range of housing options tailored to diverse lifestyle preferences.

Housing Market Overview
Marble Falls' median home value is approximately $218,100, reflecting its appeal as a sought-after location in Central Texas. The housing market is competitive, driven by demand from young families, retirees, and professionals seeking the perfect blend of affordability and natural beauty.

Neighborhoods and Community Features
The neighborhoods in Marble Falls cater to a variety of preferences:
• Lakeside Living: Properties near Lake Marble Falls and Lake LBJ are particularly popular, offering stunning waterfront views, private docks, and access to recreational activities.
• Family-Friendly Subdivisions: Quiet neighborhoods with proximity to schools and parks attract families, providing safe and welcoming environments.
• Hill Country Estates: For those seeking privacy and space, Hill Country estates feature expansive lots with rolling landscapes and opportunities for custom-built homes.

Rental Market
The rental market in Marble Falls is another attractive option, with a two-bedroom apartment averaging $1,230 per month, about 14% below the national average. Rental properties are available in various styles, including apartments, duplexes, and single-family homes, catering to the needs of young professionals, small families, and retirees.

Market Trends
The Marble Falls real estate market has experienced steady growth, driven by its proximity to Austin, increasing tourism, and a burgeoning local economy. Home values and rental rates have shown consistent appreciation, making property investment in the area a sound choice.

Investment Opportunities
Real estate in Marble Falls represents a compelling investment opportunity. The growing popularity of short-term vacation rentals, especially near the lakes, adds another layer of potential for property owners. Buyers seeking to capitalize on the town’s tourism and recreational draw often explore these options.

Supportive Community Infrastructure
Marble Falls supports its growing population with excellent community features such as parks, trails, and public services. Residents enjoy easy access to healthcare, education, and shopping, enhancing the overall appeal of owning or renting property in the area.

With its combination of scenic locations, competitive pricing, and lifestyle amenities, Marble Falls offers a real estate market that accommodates a wide array of buyers and renters while maintaining a strong sense of community. 

Safety First: Our Secure Community

Safety is a cornerstone of life in Marble Falls, Texas, where a strong sense of community and proactive public services ensure residents and visitors alike feel secure. Known for its welcoming atmosphere and low crime rates, Marble Falls consistently provides peace of mind and a high quality of life.

Low Crime Rates
Marble Falls enjoys crime rates well below the national average, solidifying its reputation as a safe and family-friendly town. Both violent and property crimes are minimal, creating an environment where people can live, work, and play without unnecessary concern. The town's tight-knit community plays a significant role in maintaining this safety, with residents and local organizations collaborating to uphold shared values of security and trust.

Committed Law Enforcement
The Marble Falls Police Department is celebrated for its dedication to protecting and serving the community. Officers engage regularly with residents, participating in local events and educational initiatives to foster a sense of partnership and accountability. This proactive and approachable policing style strengthens public confidence and promotes swift resolutions to safety concerns.

Comprehensive Emergency Services
The town’s well-equipped fire department and EMS teams are highly responsive, ensuring prompt assistance during emergencies. Coupled with the nearby Baylor Scott & White Medical Center, residents have access to exceptional healthcare and crisis management, further enhancing safety and preparedness.

Pedestrian and Traffic Safety
Marble Falls is designed with safety in mind, featuring well-maintained roads, pedestrian-friendly sidewalks, and traffic-calming measures that reduce the risk of accidents. Residents frequently comment on the ease of walking or cycling around town, thanks to clearly marked crosswalks and community awareness campaigns.

Parks and Recreational Safety
The city’s outdoor spaces, such as Johnson Park and the Highland Lakes area, are regularly maintained and monitored to ensure a secure environment for all visitors. Trails, playgrounds, and lakefront activities are supported by safety measures, including clear signage and patrolling staff, enabling residents to enjoy the outdoors with confidence.

Community Safety Initiatives
Marble Falls invests in programs that reinforce its commitment to safety, such as neighborhood watch groups, public safety workshops, and disaster preparedness training. These initiatives empower residents to take an active role in community safety, fostering a culture of vigilance and cooperation.

Marble Falls stands out as a shining example of what it means to create a safe and nurturing community. Whether strolling through town, enjoying a local event, or exploring the natural beauty of the Hill Country, residents and visitors can trust that their well-being is a top priority. 

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