Contract & Benefits

Physician Recruitment Process and Compensation Overview

A Compensation Structure Designed for Financial Success

CarolinaEast offers a compensation package that combines competitive base salary guarantees with genuine upside potential through a straightforward productivity model. The starting salary guarantee of approximately $550,000 provides financial security during your practice establishment period, while current noninvasive cardiologists at CarolinaEast demonstrate that motivated physicians routinely earn between $600,000 and $750,000 or more. This earning potential reflects both the strong patient demand in eastern North Carolina and a compensation structure that rewards clinical productivity without creating unsustainable pressure.

The productivity model uses work RVU metrics with a payout rate of $57.60 per wRVU. This rate represents 90% of the full payout, with the remaining 10% tied to achievable quality metrics that virtually all physicians meet. A cardiologist generating approximately 12,000 wRVUs annually would earn in the $700,000 range, and the established referral base means you can reach productive volumes relatively quickly. Unlike systems where productivity thresholds feel punitive or unattainable, CarolinaEast physicians report that the targets align with reasonable clinical volumes and sustainable practice patterns.

  • Starting salary guarantee: approximately $550,000 for general cardiology
  • Productivity payout: $57.60 per wRVU (90% of full rate; 10% tied to quality metrics)
  • Current physician earnings: $600,000 to $750,000+ depending on practice style and volume
  • Morehead City physicians earning $650,000 to $700,000 in outpatient-only model
  • Two-year guarantee period providing financial security during practice establishment
  • Quality metrics achievable by all physicians; effectively returns the 10% withhold annually

Quality Incentive Structure

The compensation model includes a quality component structured as a withhold rather than a bonus above base productivity. Your payout rate of $57.60 represents 90% of the actual rate, with the remaining 10% earned back through meeting quality and citizenship metrics. The health system designed these metrics to be achievable, and physicians consistently receive their full 10% each year. The metrics include quality measures, citizenship expectations, patient satisfaction scores, and completion of ethics education (four hours annually). Administration recently revised the final metric from system financial performance to ethics education, recognizing that physicians should not have compensation tied to factors outside their control.

Quality incentive payments occur annually, calculated from January through December and typically paid out in February or March. This timing allows for complete data collection and provides a meaningful annual payment that many physicians use for major purchases, investments, or debt reduction.

  • Quality withhold: 10% of productivity compensation tied to achievable metrics
  • Metrics include: quality measures (4%), citizenship (2%), patient satisfaction (2%), ethics education (2%)
  • All metrics designed to be achievable; virtually all physicians receive full 10% annually
  • Annual payout in February/March following the performance year
  • Production above guarantee threshold paid as additional bonus

Sign-On Bonus and Relocation

CarolinaEast demonstrates its commitment to physician recruitment through a substantial sign-on bonus structure. General cardiologists receive a $100,000 sign-on bonus with a four-year commitment. The bonus structure provides meaningful financial support for your transition while creating reasonable retention expectations. The first two years operate on an all-or-nothing basis; if you depart before completing year two, you would owe the full $100,000. After year two, the repayment obligation prorates, so departure in year three would require repaying only $25,000.

The sign-on bonus pays out in two installments designed to maximize your immediate cash flow. You receive 40% upon contract signing, with taxes deferred to the second payment. The remaining 60% arrives when you start, with all applicable taxes withheld from this portion. This structure provides meaningful upfront capital for relocation expenses, home purchases, or other transition costs while simplifying your tax situation.

  • $100,000 sign-on bonus with four-year commitment
  • 40% paid at contract signing (taxes deferred); 60% paid at start date (taxes withheld from full amount)
  • Years 1-2: full repayment required if departing; Years 3-4: prorated repayment
  • Relocation assistance: $12,500 standard, up to $15,000 for larger households or long-distance moves

Exceptional Benefits Package

The benefits package at CarolinaEast stands out for its genuine value and physician-friendly design. Health and dental insurance premiums are 100% paid by the health system for both you and your entire family. This benefit alone represents thousands of dollars in annual value that would come directly from your salary at most other employers. Benefits eligibility begins the first of the month following 30 days of employment for health insurance, with dental coverage starting at six months.

Paid time off totals 30 days annually, providing genuine flexibility for vacations, family obligations, and personal needs. Sick leave accrues at six days per year and accumulates up to 20 days, creating a meaningful safety net for illness or family medical needs. CME support includes 10 days of dedicated time plus a $7,000 allowance covering educational expenses, licensing fees, board certification, and professional association dues.

  • Health insurance: 100% premium paid for physician and family
  • Dental insurance: 100% premium paid for physician and family (begins at 6 months)
  • Paid time off: 30 days annually
  • Sick leave: 6 days per year, accumulating to 20 days maximum
  • CME: 10 days plus $7,000 allowance for education, licensing, and professional dues
  • Short-term and long-term disability coverage included
  • Life insurance provided

Retirement Benefits

CarolinaEast transitioned its retirement program effective January 1, 2024, moving from a traditional pension plan to a 403(b) defined contribution structure with employer matching. While the pension represented an exceptional legacy benefit, the new 403(b) program provides competitive retirement support with a matching schedule that increases over your tenure:

  • Years 1-4: 2% employer match
  • Years 5-6: 4% employer match
  • Year 7 and beyond: 6% employer match

CarolinaEast was the last hospital in North Carolina to maintain a traditional pension plan, holding on longer than peers before market realities required the transition. The new structure still provides meaningful retirement support while offering the portability and investment flexibility that many physicians prefer in modern retirement planning.

Malpractice Coverage

CarolinaEast provides comprehensive malpractice insurance coverage that eliminates one of the most significant financial concerns facing practicing physicians. The health system covers your malpractice premiums throughout your employment and provides tail coverage when you depart, regardless of the circumstances of your leaving. This tail coverage benefit alone can represent $50,000 to $100,000 or more in value, depending on your specialty and claims history.

Additionally, CarolinaEast will purchase tail coverage from your current employer if needed, meaning you can transition to this position without the financial burden of buying out your existing malpractice obligations. This retroactive coverage removes a significant barrier that often complicates physician transitions and demonstrates the health system's genuine investment in successful recruitment.

  • Malpractice insurance: fully covered throughout employment
  • Tail coverage: provided upon departure at no cost to physician
  • Retroactive coverage: health system will purchase your existing tail if needed
  • No out-of-pocket malpractice expenses during or after employment

Stipend and Early Commitment Options

For physicians completing training or those willing to commit early, CarolinaEast offers flexibility in structuring compensation support. The health system has successfully implemented monthly stipend arrangements for residents who commit one to two years before their start date, providing financial support during training in exchange for an employment commitment. This approach spreads payments over time rather than providing a lump sum, which some physicians prefer for budgeting and tax planning purposes.

These arrangements require individual negotiation and approval but demonstrate CarolinaEast's willingness to compete creatively for exceptional candidates. If a stipend structure would better meet your needs than the traditional sign-on bonus approach, the recruitment team can explore options that work for both parties.

The comprehensive compensation and benefits package at CarolinaEast reflects an organization that genuinely values physician contributions and understands what it takes to attract and retain excellent cardiologists. Combined with the strong earning potential, manageable call burden, and collegial practice environment, this opportunity offers both immediate financial security and long-term wealth-building potential in a community where your compensation provides exceptional purchasing power and quality of life.

  • Base salary: $550,000 starting offer (productivity and lifestyle dependent with realistic earnings: $750K+ for motivated physicians)
  • Incentive structure: $57.60 per wRVU (90% of actual rate), paid annually (calculated January-December, paid February-March)
    • Any wRVUs generated above salary paid out at rate (e.g., generate $800K in wRVUs on $550K salary = $250K bonus)
  • 10% of payout rate held back for Quality & Operational Metrics (WITHHOLD; not bonus but paid as additional bonus):
    • 4% = (2 Quality Measures)
    • 2% = Citizenship
    • 2% = Patient Sat Surveys
    • 2% = Ethics Education (4 hours/year)
  • *** Very, very achievable – pretty much a layup: ("everyone should get their 10% back")
  • Time Off:
  • PTO: 30 days annually
  • Sick leave: 6 days/year, accumulates to 20 days maximum
  • CME: 10 days + $7,000 allowance
  • Health Insurance:
  • Medical premiums: 100% employer-paid (physician + entire family)
  • Dental premiums: 100% employer-paid (physician + entire family)
  • Start date: First of month following 30 days employment
  • Dental start: 6 months after employment
  • All various supplemental options including S-T & L-T Disability
  • Malpractice:
  • Tail coverage: 100% paid by employer when leaving (no cost to physician)
  • Retroactive coverage will purchase tail from prior employer if needed
  • No restrictions noted on carrier or dollar amount
  • Retirement:
  • 403(b) with employer match:
    • Years 1-4: 2% employer match
    • Years 5-6: 4% employer match
    • Year 7 and beyond: 6% employer match
  • Signing bonus: $100,000 for 4-year commitment (2-year all-or-nothing, then prorated in years 3-4) 40% at contract signing (tax-free), 60% at start with all taxes applied to second portion)
  • Relocation assistance: $12,500 – up to $15K

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