Cost Of Living & Real Estate

Cost of Living: Budgeting and Expenses in Our Community

Fort Collins offers a high quality of life with a moderate cost of living, making it an attractive location for physicians and their families. While housing costs are slightly above the national average, the city remains more affordable than Denver and other major metro areas, providing a comfortable and financially secure lifestyle.

Housing & Real Estate

The median home price is above the national average but well below Boulder and Denver.
Physicians earning $441K–$491K annually will find ample options, from luxury homes in Harmony Club to spacious suburban residences near Fossil Creek Park.
Rental prices remain reasonable, with access to high-quality apartments and single-family rentals.

Everyday Expenses & Taxes

No state income tax for Wyoming patients in the referral network.
Grocery, utility, and transportation costs are in line with national averages.
Colorado property taxes are relatively low, contributing to long-term affordability.

Lifestyle & Financial Benefits

Lower cost of living compared to Denver, Boulder, and many major U.S. cities.
High physician salaries ensure strong financial flexibility for savings, investments, and travel.
Top-tier public schools and outdoor recreation provide exceptional family value—without the cost of private education or exclusive clubs.

With strong earning potential, low taxes, and a vibrant, well-rounded community, Fort Collins enables physicians to enjoy a fulfilling lifestyle without the financial pressures of larger metropolitan areas.

Finding Your Place: Homes and Properties

Fort Collins offers a diverse and competitive housing market, with options ranging from modern downtown condos to spacious suburban homes and luxury properties with mountain views. Whether you prefer a low-maintenance lifestyle near the city’s vibrant core or a quiet neighborhood with top-rated schools and outdoor access, Fort Collins provides variety to match every need.

Homeownership Opportunities

The median home price is above the national average, but significantly more affordable than in Denver or Boulder.
Physicians earning $441K–$491K annually can easily afford homes in top neighborhoods like Fossil Lake Ranch, Harmony Club, and Old Town.
For luxury living, gated communities and custom estates are available in areas such as Eagle Ranch Estates and The Hill at Cobb Lake.

Rental Market & Short-Term Options

Rental prices are competitive compared to other metro areas, with a variety of high-end apartments, townhomes, and executive rentals.
Short-term leasing options are ideal for relocating physicians seeking flexibility before purchasing.
Popular rental areas include the Downtown District, Rigden Farm, and Buckingham—all close to dining, entertainment, and parks.

Neighborhood Highlights

Harmony Club: Exclusive golf course community with luxury homes and resort-style amenities.
Fossil Lake Ranch: Family-friendly area with top-rated schools, parks, and extensive trails.
Old Town Fort Collins: Walkable historic district with restaurants, boutiques, and early 20th-century charm.
Timnath & Windsor: Suburban communities offering new construction homes and larger lots, just minutes from Fort Collins.

With a strong real estate market, desirable neighborhoods, and investment-worthy properties, Fort Collins provides an excellent opportunity for physicians to establish long-term roots in a thriving community.

Safety First: Our Secure Community

Fort Collins is consistently ranked as one of the safest cities in Colorado, making it an excellent place for physicians and their families. With low crime rates, strong community engagement, and well-funded public safety services, residents enjoy a secure and welcoming environment.

Low Crime Rates & Community Trust

Fort Collins reports lower violent crime rates than the national average, with most incidents involving property crimes such as theft and burglary.
Neighborhood watch programs, community policing, and resident involvement foster a strong sense of safety.
Family-friendly areas like Fossil Lake Ranch and Rigden Farm are known for low crime and close-knit communities.

Emergency Services & Healthcare Access

Fort Collins maintains well-equipped police, fire, and EMS departments with fast response times.
UCHealth’s Poudre Valley Hospital and Medical Center of the Rockies offer high-quality emergency care within minutes of most homes.
The city emphasizes traffic safety with extensive bike lanes, pedestrian zones, and well-maintained roads to reduce accidents.

Natural Disaster Preparedness

Fort Collins has a low risk of major natural disasters—no history of hurricanes or large earthquakes.
The city employs proactive flood management and wildfire prevention systems to protect the environment and residents.

With a strong public safety infrastructure, engaged community, and low crime rates, Fort Collins offers peace of mind and an outstanding quality of life for physicians and their families.